Post-COVID-19 Recovery Solution for Growth

Fast Facts

  • Loan Purpose: Refinance with cash out of operating expenses
  • Third Party Lender: Morgan Stanley Bank
  • Location: Long Beach, CA
  • Industry: Banking and Finance
  • Project Cost: $2,680,000
  • Property: 6,780 square feet
  • Jobs Created: 7-10 employees

Anju and Sanil Garg know the banking and ABL (asset-based
lending) industry very well. With over 25 years of experience and a
passion for the field examination process, this woman-led business
has been established since 1999.

Insight Examination Services provides resources and examinations
for asset-based lending (ABL). Because they are working with this
specific type of lending (lending secured by an asset), they bring a
unique set of services to the table, including risk assessments,
internal control and system evaluations, deal structuring, eligibility
determinations, and much more. Located in Long Beach, CA, they
serve San Diego, Central Valley, Palm Springs, and anywhere in

For the past few years, Sunil and Auju have been looking for ways to
grow their business and invest in additional technology, so they came
to AmPac Business Capital for a lending solution for themselves.
Together with AmPac with its banking partner, Insight Examinations
Services used the SBA 504 Debt Refinance program to refinance a
deed of trust secured by their real estate. The program allowed them
to get cash out for operating expenses, making their growth more
affordable. The Garg’s have been able to utilize this financing
solution to grow their business as they had dreamed. Today, they
share their thanks:

“It was a long road and there were some detours on the way, but at
the end it worked out just as they [AmPac] said… [The team] stayed
the course and stayed on the ride with me.
I want to thank [the entire AmPac team] for working so hard on the
process and the documentation. Without their help, this would not be
possible. I am truly humbled and will sleep well tonight knowing that
the working capital part of this loan will help us grow our business and
invest in

Anju and Sanil Garg

Learn more about Insight Examination Services:

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