Small Business Loans for All Stages of Growth
AmPac will serve your small business from the newly started business to the seasoned small business and anywhere in between. Are you ready to grow and need extra capital? Let AmPac help you make your community better and your family stronger as we champion your ability to make jobs happen within your business.
Making Access to Business Capital as Easy as ABC™
If you need help finding the right financing for your small business loan, have an ABC Champion call you.
If you need help finding the right financing for your small business loan, have an ABC Champion call you.
Are you wondering which loan will work for you and what you can use working capital for?
At AmPac we are focused on helping you get the financing you need to get ahead. If you need help at any time, give us a call and someone from our team will gladly speak with you.
Click below each program to learn more about that loan type.
SBA 504 Program
A Real Estate Advantage Loan (also known as a 504 Loan) is a 10-percent down, fixed-rate, long-term loan designed to expand capital access filling a market gap in long-term financing for America's small businesses.
This loan is ideal for:
- Commercial Real Estate
- Refinancing Commercial Mortgages and Equipment Loans
- Green Financing – Reducing Energy Consumption or Creating Energy
SBA Micro Loan
This program is a pilot initiative aimed at providing SBA capital to businesses in under- served communities, which include HUB zones, low and moderate income communities, new businesses, empowerment and enterprise communities; and veteran-owned businesses.
This loan is ideal for:
- Working Capital
- Furniture / fixtures
- Purchase inventory
- Raw materials
- Supplies
- Machinery / equipment
Community Centered Loan Programs
Through the generous efforts of the City of Riverside and AmPac Tri-State CDC, the Riverside Micro-Loan Program is available to service small business owners in the City of Riverside. We also offer Micro-Loans for businesses in the Town of Apple Valley.
This loan is ideal for:
- Acquiring or relocating a business
- Purchasing equipment
- Obtaining inventory
- Related capital needs
- Financing closing costs or down payment for other more suitable loans, i.e. SBA or State guarantee loan program
AmPac would be honored to help you find the right financing for your growth.