Certified Lender of the US Small Business Administration (SBA)

The nation’s first faith-based SBA lender

One billion in loans. About AmPac's financing and fostering small business growth

Our commitment to our borrowers and our partners

To be an ethical and responsive community leader that provides loan products and resources to foster the success of small businesses at all stages of growth.

 

Mission

 

AmPac is a mission driven lender dedicated to advancing entrepreneurial dreams through financing and fostering business success. With our access to capital, and business growth Entrepreneur Ecosystem, we provide growth pathways for business owners from cradle to legacy. AmPac Business Capital is a private non-profit organization headquartered in Ontario, CA founded in 2005 to support small business owners.

This organization started as a Small Business Administration (SBA) Certified Development Company (CDC) and is now also a U.S Department of Treasury Certified Developent Financial Institution (CDFI). We would be delighted to work with you!

"It Is Possible!"

 

AMPAC VIsion Mission Guarantee
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"Our vision is to say yes to promising business owners at all stages of growth and to give second chances when others wish they could."

"Our vision is to say yes to promising
business owners at all stages of growth and to give second chances when others wish they could."

Our Value Proposition

We value our faith in providing wisdom to serve our clients with the highest degree of excellence and business ethics.

We value our expertise in SBA regulations and programs to provide the most effective resources to facilitate business success.

We value advocacy for business owners, walking with them hand-in-hand throughout the process.

We value prudent underwriting standards that recognize “life happens”.

We value partners that provide resources to propel business growth.

AmPac Business Capital Leadership Team

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Hilda Kennedy

President, AmPac Business Capital

Connect with Hilda!

https://www.linkedin.com/in/hilda-kennedy/

Hilda Kennedy, President, AmPac Tri-State CDC

Ms. Kennedy is the President and Founder of AmPac Tri State CDC; a nonprofit economic development corporation certified by the United States Small Business Administration to provide SBA guaranteed 504 loans for new and growing small businesses. AmPac is the SBA’s first faith-based certified lender in the country. AmPac Tri State CDC is a member of the National Association of Development Companies (NADCO), a Board Member of the Risk Management Association – Inland Empire Chapter, Past President, National Association of Women Business Owners – CA – Public Policy Director; National Association of Women Business Owners – Inland Empire, and has strong relationships with a number of banks, investors and non-traditional lenders.

Local Government

Ms. Kennedy spent twelve years working in local government and community lending. As the Director of Economic and Business Development for the City of Inglewood, Ms. Kennedy established and implemented a $45 million loan fund with funds from the U. S. Department of Housing and Urban Development and matching funds from Federal Home Loan Bank of San Francisco member banks. During her tenure in Inglewood, she also served as Chief of Staff to the Mayor of Inglewood and the City Administrator; and as the City’s Public Information Officer where she was involved in coordinating City-wide events.

Educational Background

Ms. Kennedy graduated from the University of California at Berkeley with a degree in Psychology and completed a post-graduate fellowship with the Coro Foundation in New York City, New York. Kennedy and her Coro Foundation completed a study for D. C. staffers on how the U. S. can provide quality, affordable health care to all Americans.

Recognition

Ms. Kennedy was named Woman of the Year by Senator Gloria Negrete McLeod, was elected as Women in Business Champion by the U.S. Small Business Administration, served on the U.S. Small Business Administration Council on Underserved Communities; received the NAWBO ANITA; and has been recognized by countless other organizations.

Connect with Hilda!
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Janine Warren

EVP Director of Loan integration, Training, and Marketing

Connect with Janine!

https://www.linkedin.com/in/janine-warren-771a047a/

Janine Warren
Business Development Officer

Janine Warren joined AmPac in September 2013 after a banking career of more than 20 years. Janine worked for community, regional and national banks throughout Southern California, with her latest assignment and longest tenure at Union Bank. Janine also worked at Citizens Business Bank and Bank of America.

Janine has worked as a business banker and Relationship Manager and has been involved with conventional transactions, SBA loans and other specialty financing for her clients.

Educational Background

Janine graduated from California Polytechnic University at Pomona earning a Bachelor’s degree in Business Administration with a concentration in Finance, Real Estate and Law.

Connect with Janine!
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Myron Perryman

EVP Chief Operations Officer

Connect with Myron!

https://www.linkedin.com/in/myron-perryman-805856124/

Connect with Myron!
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Ahmed Zwin

EVP Government Lending Director

Connect with Ahmed!

https://www.linkedin.com/in/ahmed-zwin-386339a

Ahmed is the EVP over Government Guaranteed loan programs at AmPac Business Capital. Ahmed oversees the loan and lending process to provide finances for small businesses. He identifies clients and collects the necessary information to submit to the underwriting process.

  • 20+ years experience in financing
  • Experience in small business development
Connect with Ahmed!
Julie Silvio, the Senior Credit Underwriter at AmPac Business Capital

Julie Silvio

Senior Credit Underwriter

Connect with Julie!

https://www.linkedin.com/in/julie-a-silvio/

Julie Silvio

Julie Silvio is a Senior Credit Underwriter at AmPac Business Capital. She currently oversees the underwriting process and focuses on the credit quality as loan is sent to the SBA. Julie thoroughly enjoys using her underwriting skills to help the community.

Community banking and underwriting

Served as Credit Administrator and Relationship Manager

Graduated from Cal Poly Pomona in 2003 in Business

Julie enjoys going on adventures with her husband and their three kids. Altogether they love to travel to museums, go hiking, and take trips to beautiful landmarks.

Connect with Julie!
Jennifer Salaazar, Senior Loan Administrator for AmPac Business Capital

Jennifer Salazar

Senior Loan Administrator

Connect with Jennifer

https://www.linkedin.com/in/jennifer-garibay-salazar-31999989/

Jennifer Salazar

Jennifer Salazar is a Loan Administrator at AmPac Business Capital, and she began this role in 2008. Jennifer serves as a supervisory role over a team of processors and keeps her hands in the file of the loan process until it reaches servicing.

10+ years in accounting and receiving

Experience in collections and processing payments

Jennifer loves to be outdoors and watch birds and butterflies in their natural state. She describes them as "freedom in the air."

Connect with Jennifer!
Brian Kenndy Jr., Entrepreneur Ecosystem Director for AmPac Business Capital

Brian Kennedy Jr

Entrepreneur Ecosystem Director

Connect with Brian!

https://www.linkedin.com/in/brian-kennedy-jr-ampac/

Brian Kennedy, Jr. is the Ecosystem Director at AmPac Business Capital. In this role, Brian works with public and private partners to build avenues for entrepreneurs to get financing, training, and development in their business endeavors through knowledge-based assistance with business plans, financial projections, and more.

Connect with Brian!
Ed

Edmund Ryan

EVP / Director of Sales

Connect with Ed!

https://www.linkedin.com/in/edryan504/

With 40 years of experience in commercial real estate lending (including a position at the SBA). I know how to get SBA 504 deals approved and closed on time. I am dedicated to customer service and often work with repeat clients on multiple loan requests. My knowledge and expertise allow me to navigate the loan process quickly and efficiently. In my time, I've helped business owners in California purchase over 2.5 million square feet of CRE. Those business owners have helped create or retain over 3,000 jobs.

Connect with Ed!
Brandon

Brandon Sellers

SVP / Community Lending

Connect with Brandon!

https://www.linkedin.com/in/brandon-sellers-2499b47a/

Brandon Sellers

Over $1 Billion in loans, over 700 businesses served; working capital and SBA 504 Real Estate; Underwriting with a Heart; Advocating with Passion; Relentless Know-How in SBA lending. Training to get to YES
Connect with Brandon!