NEW CARES ACT 2020

Below are resources to help you understand the NEW Cares Act to help your business.

  • Small Business Owners Guide to the Cares Act

    Download this guide to the Cares Act programs and initiatives.

  • Small Business Cares Act Explained

    Learn about how the Cares Act can help you.

  • U.S. Chamber—Payroll Protection Plan Explained

    Corona Virus Emergency Loans Small Business Guide and Checklist

  • Cares Act Bill

    Download the Cares Act bill

AmPac's Valued Clients

Six-month debt forgiveness for AmPac SBA valued clients. (click here for answers)

SBA Disaster Loans

These loans are processed by SBA. (Click here to learn the process and find the forms you need.)

AmPac Micro and Refinance Loans

Fill out our easy form to get started and one of our AmPac Champions will contact you!

We Help Small Businesses

Making Access to Business Capital as Easy as ABC™

Client Success is Our Goal!

Watch this video to see how AmPac was able to champion this business owner and help her find the best capital solution for her unique need. Let us help you with your unique financing need to grow your business!

Client Success is Our Goal!

Watch this video to see how AmPac was able to champion this business owner and help her find the best capital solution for her unique need. Let us help you with your unique financing need to grow your business!

Making Access to Business Capital as Easy as ABC™

An AmPac Success Story

“We used the SBA 504 loan because we didn’t have enough money to buy the building,” David explained. “We had two property leases but it still wasn’t enough space…so we bought this property so we can have more materials and, ultimately, be better for our customers.”

Dharmesh David Patel
Owner, Acra Industries, Inc.

Fast Facts

Loan Purpose: Purchase of real estate and renovations

Third Party Lender: CIT Bank

Industry: Fabrication and Metal Coating

Location: Riverside, CA

Project Cost: $821,000

Property: 4,000 square feet

Jobs Created: 4

Are you aware of the types of loans available for your small business?

Learn what loan options are available to you.

Don’t get caught in unreasonable terms with loans that will threaten your business success. With multiple programs available, we will help you find the best financial solution to support your growth.

Big Easy RV & Boat Storage Loan Approval

Big Easy RV & Boat Storage

"It has been a true pleasure working with AmPac to obtain our SBA financing. Our SBA approval process was challenging and without your persistence and commitment to our project, I don’t believe it would have ever happened. Once SBA approval was obtained the remaining process through the debenture funding was smooth and efficient. We are grateful for all your assistance and very much enjoyed working with AmPac."

~ Rick Hughes, Big Easy RV & Boat Storage

Our Process

In 45 days we get to the best YES for your small business success!

In 45 days we get to the best YES for your small business success!

Step 1

Day 1 - 5

Step 1 of the AmPac Loan Process

AmPac and Bank Partner (if real estate or equipment loan) meet the business owner to understand the business and financing objectives and begin collecting financial information

Step 2

Day 6 - 10

Step 2 of the AmPac Loan Process

Business completes a checklist of financial information including personal and business tax returns and/or business plan and projections

Step 3

Day 10 - 35

Step 3 of the AmPac Loan Process

Bank and AmPac concurrently underwrite the loan based on financial information submitted; asks questions of the borrower; collects additional financial information as needed; obtains approval from loan committee and/or SBA; orders appraisal or environmental reports as appropriate

Step 4

Day 35 - 45

Step 4 of the AmPac Loan Process

Bank and AmPac ensure that all company operating documents are collected and then close and Fund the loan

Learn More About AmPac

Hilda Kennedy, Founder and President of AmPac Business Capital, shares about the mission of AmPac:  To make communities better and families stronger, as champions of job makers.

Work With a Team of Champion Job Makers

Work With a Team of Champion Job Makers

Created 2,000 new jobs in California

430 million in total loans

230 businesses financed

Nation’s first faith-based SBA lender

Choose the Loan Program that’s Right for You

AmPac Business Capital News and Press Releases

Omar Morel is American Business Bank Volunteer of the Year

We are so excited to celebrate the fact that AmPac Board Member, Omar Morel was selected as American Business Bank Volunteer of the year for the time he serves AmPac on its ...
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Local Mission Based Lender Gets a New Name & Maintains the Same Core Values AMPAC BUSINESS CAPITAL

APRIL 9, 2019 – GRAND TERRACE, CA Since 2007, AmPac has made an Impact: Provided almost $500,000,000 in Capital to businesses for buying their business building with the SBA 504 loan program ...
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AmPac Tri-State CDC, Inc. Becomes the Inland Empire’s Only Headquartered CDFI

Expanding Its Services As Champions of Job Makers – Small Businesses August 3, 2017 -- AmPac Tri-State CDC, Inc. (AmPac) received notification from the Department of Treasury that the  Community Development Financial ...
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Amazing SBA team if you want to get your loan accomplished. They helped us with our SBA and when we had issues, Mrs. Hilda went to bat for us and got us an expansion loan. This has not only changed our business for the better but created jobs as we serve our wonderful patients.  Seriously not enough could be said about how professional everyone is from Jennifer to Derek through the whole process. Most importantly they don't give up and show you options!! God bless you guys!! Thank you. (Google Review)  

~ Vinit Joshi

AmPac Wishes to Thank its Partners

These partners make the CDFI and Micro Loan program affordable, small dollar loans available to new, early start and growing businesses. 

AmPac Business Capital would be honored to finance your growth.