We Help Small Businesses

Making Access to Business Capital as Easy as ABC™

Business Loans

See Business Loan Options

Relief Loans

See Relief Loan Options

Business Loans

See Business Loan Options

Relief Loans

See Relief Loan Options

Work With a Team of Small Business Champions

Created/Retained more than 4,000 jobs

More than Half a Billion dollars in total loans

​750 businesses served

Nation's first faith based SBA Lender

Meet our Business Champions

New and Important Information

BIPOC and Women Owned Small Businesses Grant Program

Image: AmPac Business Capital Logo
American Business Bank Logo

LIMITED FUNDS. Program deadline October 11, 2021.

This grant is to provide immediate financial support to BIPOC and women-owned small businesses and entrepreneurs in AmPac Business Capital’s market areas of California.

Apply Here

COVID EIDL Loan Program

The COVID Economic Injury Disaster Loan (EIDL) program is a federal loan program designed to help small businesses and nonprofits, recover from the COVID-19 economic recession by providing quick, borrower- friendly capital. Loans available immediately and can be used to meet a variety of immediate business needs. Program closes December 31, 2021.

Apply Here

Choose the loan program that’s right for you

SBA 504

One of the best options for America’s small businesses with low down payments—as low as 10% for commercial real estate.

See Full Details
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Community Lending

Small business loans made available from $5,000 to $250,000; offering funding that is made available through public and private programs.

See Full Details

Small Business Loans Help Meet These Needs

Current SBA 504 Effective Rates*

2.97% (25-year fixed)
3.01% (25-year REFI)
2.85% (20-year fixed)
2.89% (20-year REFI)
2.67% (10-year fixed)

*as of 09/10/2021

We Make the Loan Process as Easy as ABC

A

Application

AmPac and Bank Partner (if real estate or equipment loan) meet the business owner to understand the business and financing objectives and begin collecting financial information.

B

Business Review

Business completes a checklist of financial information including personal and business tax returns and/or business plan and projections coupled with additional review procedures.

C

Closing

Bank and AmPac ensure that all company operating documents are collected and then close and fund the loan.

Get Started and Apply!

Get Started & Apply!

We Make the Loan Process as Easy as ABC

A

Application

AmPac and Bank Partner (if real estate or equipment loan) meet the business owner to understand the business and financing objectives and begin collecting financial information.

B

Business Review

Business completes a checklist of financial information including personal and business tax returns and/or business plan and projections coupled with additional review procedures.

C

Closing

Bank and AmPac ensure that all company operating documents are collected and then close and fund the loan.

Get Started and Apply!

Get Started & Apply!

Uplifting Communities,
Strengthening Families, & Advancing Entrepreneurial Dreams

Our Mission

Local Business Success Stories

testimonial-quote-icon

It has been a true pleasure working with AmPac to obtain our SBA financing. Our SBA approval process was challenging and without your persistence and commitment to our project, I don't believe it would have ever happened. Once SBA approval was obtained the remaining process through the debenture funding was smooth and efficient. We are grateful for all your assistance and very much enjoyed working with AmPac.

Rick Hughes

Big Easy RV & Boat Storage

Amazing SBA team if you want to get your loan accomplished. They helped us with our SBA and when we had issues, Mrs. Hilda went to bat for us and got us an expansion loan. This has not only changed our business for the better but created jobs as we serve our wonderful patients. Seriously not enough could be said about how professional everyone is from Jennifer to Derek through the whole process. Most importantly they don’t give up and show you options!! God bless you guys!! Thank you. (Google Review)

Vinit Joshi , D.D.S

We used the SBA 504 loan because we didn’t have enough money to buy the building,” David explained. “We had two property leases but it still wasn’t enough space…so we bought this property so we can have more materials and, ultimately, be better for our customers.

Dharmesh David Patel

Owner, Acra Industries, Inc.
Watch a Success Story
See Success Stories

Uplifting Communities,
Strengthening Families, & Advancing Entrepreneurial Dreams

Our Mission

Local Business Success Stories

testimonial-quote-icon

It has been a true pleasure working with AmPac to obtain our SBA financing. Our SBA approval process was challenging and without your persistence and commitment to our project, I don't believe it would have ever happened. Once SBA approval was obtained the remaining process through the debenture funding was smooth and efficient. We are grateful for all your assistance and very much enjoyed working with AmPac.

Rick Hughes

Big Easy RV & Boat Storage

Amazing SBA team if you want to get your loan accomplished. They helped us with our SBA and when we had issues, Mrs. Hilda went to bat for us and got us an expansion loan. This has not only changed our business for the better but created jobs as we serve our wonderful patients. Seriously not enough could be said about how professional everyone is from Jennifer to Derek through the whole process. Most importantly they don’t give up and show you options!! God bless you guys!! Thank you. (Google Review)

Vinit Joshi , D.D.S

We used the SBA 504 loan because we didn’t have enough money to buy the building,” David explained. “We had two property leases but it still wasn’t enough space…so we bought this property so we can have more materials and, ultimately, be better for our customers.

Dharmesh David Patel

Owner, Acra Industries, Inc.
Watch a Success Story
See Success Stories

AmPac Business Capital News and Press Releases

Cheerful small business owner with open sign

Support for Small Business Recovery in Inland Empire

Sep 9, 2021 | Press Releases
AmPac and Caravanserai Receive Nearly $2M from Wells Fargo Open For Business Fund to Support Small Business Recovery in Inland Empire Funds will provide capital and technical assistance to bolster diverse small ...
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Big rig truck parked on the street

AmPac’s Up and Coming Cal Cap Truck Financing Program

Sep 9, 2021 | News
Western States Trucking Association | AmPac Truck Financing Webinar Introduction of AmPac’s Up and Coming Cal Cap Truck Financing Program On April 19, 2021, AmPac Business Capital partnered up with the Western ...
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AmPac Business Capital joins Mayor John Valdivia of San Bernardino on Morning Brew

AmPac Joins Morning Brew in the City of San Bernardino

Jul 13, 2021 | News
AmPac Business Capital Joins Morning Brew with Mayor John Valdivia In this edition of MORNING BREW WITH MAYOR JOHN VALDIVIA, the City of San Berndino's mayor updates the community on AmPac Business ...
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AmPac Wishes to Thank its Partners

AmPac Business Capital would be honored to finance your growth.

Apply Now!