CoronaVirus (COVID-19) Relief Options for Small Businesses

We provide information on how to get disaster relief assistance through the Small Business Administration

Riverside County COVID-19 Small Business Assistance Program

The County of Riverside & AmPac Business Capital are partnering to provide emergency and ongoing capital for small businesses in Riverside County!

Riverside County and AmPac Business Capital Partner Together logo

Microloans are available in the following cities:

Ineligible Business Types

  • Banning
  • Blythe
  • Coachella
  • Eastvale
  • Lake Elsinore
  • Norco
  • San Jacinto

ALL unincorporated communities of Riverside County.

  • Beaumont
  • Canyon Lake
  • Desert Hot Springs
  • Indian Wells
  • La Quinta
  • Murrieta
  • Wildomar
  • New/Startup Business
  • Residential or real estate projects
  • Non-profit companies
  • Casinos/gambling establishments
  • Gun Shops
  • Adult-entertainment related
  • Cannabis-related businesses

Microloans up to $25,000

TARGET: small businesses with fewer than five employees

  • Interest Rate: 0%
  • Term: 1 year (12 months)
  • No payments for the first three months
  • Forgivable: must remain in business for three months and retain existing employees; payroll records will be required with application and at the
    time of loan forgiveness

FEE: None for microloans


  • Payroll records documenting existing payroll
  • Certification that information is accurate and true as presented
  • One year of the most recent business and personal tax returns, year end
  • 2019 financial statements are acceptable (balance sheet/income statement)
  • Statement of COVID-19 impact (checklist provided)
  • Must demonstrate negative impact from COVID-19 (owner must provide proof of 25% or more profit loss due to COVID-19 from January 31, 2020 to the date of the application)
  • Business owner meets income limit – 80% Median Income: as of 07/01/2020, these are: 1* (42,200); 2(48,200); 3(54,250; 4(60,250); 5(65,100); 6(69,100); 7(74,750); 8(79,550)-*# of persons/Household.

Get Started by Applying Online

Download Program Information

SBA COVID-19 Economic Injury Disaster Loan Application

"In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid." 

Small Business Owners are urged to apply on this streamlined application.

SBA Disaster Loans for Businesses

Helpful Information and Guidelines

Information from the U.S. Small Business Administration is continuously trickling in and they are providing additional information and guidance to businesses through the following link to their Small Business Guidance & Loan Resources website.

Part of what we know for sure is that the COVID-19 related Economic Injury Disaster Loan was just announced, and the magnitude of the situation is rather overwhelming. While the President has declared a national emergency, each State must also be declared as a disaster area for any businesses in that State to be eligible. This determination is county-by-county and many of the counties that we serve have been declared a disaster area in the state of California. We are working to get more information that we can ultimately push out to businesses such as yourself.

SBA Disaster Loan PDF

SBA Disaster Loan Faith-Based FAQ

SBA COVID-19 Relief Programs at a Glance

Information and Applications

  • SBA Disaster Loan Three Step Process

    SBA's three-step process resource

  • SBA Disaster Loan Application

    Fill this out the application to get started

  • SBA Economic Injury Disaster Loan (EIDL), and Military Reservist Econimic Injury Disaster Loan (MREIDL)

    Additional filing requirements

  • U.S. Small Business Administration Website

    SBA's website for disaster assistance

What You Need to Know About the New CARES Act

Below are resources to help you understand the NEW CARES Act to help your business.

  • Small Business Owners Guide to the Cares Act

    Download this guide to the Cares Act programs and initiatives.

  • Small Business Cares Act Explained

    Learn about how the Cares Act can help you.

  • U.S. Chamber—Payroll Protection Plan Explained

    Corona Virus Emergency Loans Small Business Guide and Checklist

  • U.S. Chamber of Commerce Website

    Visit the U.S. Chamber of Commerce Website for the most updated information

  • Cares Act Bill

    Download the Cares Act bill

Do you have questions for us?

We care about you and are here to help with any questions you have.  Call us at (909) 915-1706 or click the button below and fill out our contact form.